The “An Introduction to Consumer-Directed Health Plans & Health Savings Accounts” course provides human resource professionals with an understanding of the current trend towards High Deductible Health Plans (HDHP) and Health Savings Accounts (HSA).

Approximately 70% of mid to large employers offer HDHPs and roughly 40% of Americans between the ages of 18 and 64 had HDHPs as their primary insurance either through an employer or individually purchased.

 

This course introduces the listener to the HDHP and HSA, explains the history and growth of these products, and provides details on the characteristics of both.

 

Access Point HSA is recognized by the Society of Human Resource Management (SHRM) to offer SHRM-CP or SHRM-SCP professional development credits (PDCs). The “An Introduction to Consumer-Directed Health Plans & Health Savings Accounts” course is valid for 1.0 Professional Development Credit (PDC).  



What’s covered in the “An Introduction to Consumer-Directed Health Plans & Health Savings Accounts” course?

  • The history of HDHPs and HSAs

  • The current state of HSAs

  • A review of health plan choices of employers and employees

  • A comparison of the characteristics of the HDHP, PPO and HMO

  • A review of the calculus to decide the best health plan

  • Characteristics of the HDHP

  • HDHP minimum deductible & Maximum out-of-pocket expenses

  • Preventative care services & Rx

  • HDHP payment structure

  • HDHP aggregate versus embedded deductible

  • Characteristics of the HSA

  • Tax treatment comparison of the HSA, 401(k) and IRA

  • Comparison of HSA, FSA and HRA

  • HSA Eligibility


Meet Your Instructor

Roy Ramthun

Principal

Roy Ramthun

Roy Ramthun is a nationally-recognized expert on Health Savings Accounts and consumer- directed health care issues. He led the U.S. Treasury Department’s implementation of HSAs after they were enacted into law in 2003. President George W. Bush then tapped Mr. Ramthun to be his health care policy advisor at the White House, where he developed the President’s proposals to expand HSAs while overseeing the implementation of the Medicare prescription drug benefit (Part D). As President of HSA Consulting Services, LLC, he continues to be an advocate for consumerism in health care and is a frequent speaker at conferences and seminars around the country.

Mr. Ramthun has over thirty years of health care and public policy experience, both in government and in the private sector. He has served on the staff of the U.S. Senate Committee on Finance and the U.S. Health Care Financing Administration (now the Centers for Medicare & Medicaid Services). He also spent eight years with Humana, Inc. Mr. Ramthun serves on the boards of several companies and foundations. He is the 2008 recipient of the “Pioneer in Public Policy” awarded by Consumers for Health Care Choices.

Mr. Ramthun holds a Master of Science degree in Public Health from the University of North Carolina, and a Bachelor of Science degree from the University of Michigan.

A native of Michigan, Mr. Ramthun and his family live in Silver Spring, MD (a suburb of Washington, DC). They have had an HSA since 2005.

This program is exclusively available for employers and HR professionals associated with an employer.  Access Point reserves the right to prohibit access to this program.

Gain an understanding of the current trend towards High Deductible Health Plans (HDHP) and Health Savings Accounts (HSA).

Just $129 for 60 day access.

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